Moving to Elgin

Are you considering a move to the scenic, bustling city of Elgin, IL? As an ascending star on the Midwestern landscape, Elgin is a kaleidoscope of rich culture, historic charm, and modern amenities. Imagine stepping out your front door each morning and being greeted with not just the everyday conveniences you expect, but also a vibrant arts scene, sprawling parks, and a thriving entrepreneurial spirit. Strap in as we take you through a whirlwind tour of this gem on the Fox River in our comprehensive Elgin relocation guide. Welcome, your next big adventure awaits!

Moving to Elgin, IL landscape image

What to Know Before Moving to Elgin

1. You'll Be Living In the "City in the Suburbs"

Elgin is charmingly called the "City in the Suburbs" . Why, you ask? It paints the perfect picture of suburban calm coupled with city-like amenities, offering the best of both worlds. Located about 40 miles northwest of Chicago, Elgin provides a relaxed, tight-knit community experience while sitting just a short drive away from the dizzying array of attractions of the Windy City. So, get ready to plunge into an environment where pulsating energy mingles with laid-back vibes.

2. The Fox River Is At Your Doorstep

If you fancy picturesque river views, tranquil parklands, and outdoorsy adventures, you'll love having the beautiful Fox River right at your doorstep. Explore the Fox River Bike Trail, indulge in watersports activities, or simply relax in one of the riverfront parks. The river plays host to community events throughout the year - which means there are unlimited opportunities for fun, right within your reach!

3. Be Ready to Step Back in Time with Historic Homes

Elgin boasts architectural excellency with an abundance of historic homes. From Victorian mansions to Prairie-style residences, there's a wealth of intriguing architectural styles on display. You may end up residing in one of these houses, as many have been transformed into residential dwellings.

4. Home to The Illinois Watchcase Factory - An Unknown Treasure

Now here's something you probably didn't know about Elgin - it's home to the Elgin National Watch Company, renamed The Illinois Watchcase Factory, which once was the largest producer of fine watches in the United States. Although the company is no longer in operation, it's a historic landmark and testament to Elgin's industrial past. Not many can claim to live in a city that once powered the nation's timekeeping!

5. Elgin Is A Cultural Hub

Though a suburban city, Elgin will surprise you with its rich cultural offerings. The city houses prominent institutions like the Elgin Symphony Orchestra, Hemmens Cultural Center, and the annual World's Fair. Expect to immerse yourself in a vibrant artist community and cultural festivals that will leave you culturally enriched.

6. Get Used to a Particular Frank Lloyd Wright House

Elgin is unexpectedly home to an original Frank Lloyd Wright construction, the Ralph J. Moore House. Though many are oblivious to this fact, Elgin residents have the rare opportunity to appreciate the unmistakable architectural style of one of America's most renowned architects. Will you live next door to this artistic marvel? Only moving to Elgin will tell!

There you have it - six fantastic reasons why moving to Elgin, Illinois, can be an exciting adventure. This unique city, brimming with character, cultural treats, and community spirit, is ready to win you over. So packing those boxes yet?

What to know before moving to Elgin, IL image
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Pros and Cons of Living in Elgin

Pros of Living in Elgin

Close Proximity to Chicago

Located just about 35 miles from downtown Chicago, Elgin offers the advantages of suburban living while still being close enough to a major city. This proximity provides residents easy access to work opportunities, cultural events, and a much broader array of shopping and dining options.

Scenic Parks and Outdoor Spaces

The city prides itself on its beautiful parks and outdoor spaces, with over 75 parks and four golf courses within its borders. These parks offer a wide variety of amenities, such as hiking trails, picnic areas, sports facilities, and playgrounds that are enjoyed by both residents and visitors.

Rich History and Culture

Elgin has a rich history that dates back to the mid-19th century and has several historical districts. The city also boasts a strong arts scene with the Hemmens Cultural Center offering concerts, plays, and other performances throughout the year.

Good Schools

Elgin is served by the School District U-46, the second largest in Illinois. The district has a wide range of educational programs and offers a breadth of experiences and opportunities for students.

Affordable Cost of Living

Compared with Chicago and many other suburbs, Elgin offers a lower cost of living which enables more individuals and families to afford home ownership, as well as a good overall quality of life.

Cons of Living in Elgin

High Property Taxes

Like much of Illinois, Elgin has high property taxes. This can significantly increase the overall cost of homeownership, although it's worth noting that this tax revenue helps to fund local schools and services.

Can be Quieter than Larger Cities

While some people might enjoy the peace and quiet of Elgin, others could find it a little too quiet, especially if they're used to the nightlife and vibrancy of a larger city.

Public Transportation

Although Elgin does have some public transportation services, it is not as extensive or reliable as those offered in larger, more densely populated cities. Those without private transportation might have some difficulty getting around.

Crime Rate

Compared with other similar-sized cities, Elgin has a somewhat higher crime rate. While it's not exceptionally high and the city is generally considered safe, it's still a factor to consider.

Winter Weather

Winter in Elgin can be tough, with heavy snowfall fairly common and temperatures often dropping below freezing. This can make commuting difficult and could be a consideration for those not used to more severe winter climates.

Modern day picture of Elgin, IL highlighting pros and cons of living in Elgin, IL

Is Elgin a Good Place to Live?

Elgin, IL is a great place to live because it meshes the charms of suburban living with the convenience of city life, boasting a vibrant arts scene, rich history, and breathtaking river views. Additionally, it is known for its exceptional school system, diverse food offerings, and a strong sense of community that makes everyone feel at home. Not to mention, there are endless opportunities for outdoor activities, thanks to its ample parks and well-maintained bike trails.


What Is Elgin Famous For?

The Elgin Watch Company

Elgin was once home to the Elgin National Watch Company, one of the largest producers of fine watches in the world. Starting operation in 1864 and continuing until 1968, this company's timepieces were known for their craftsmanship and value, some of which are still sought after by collectors today.

Elgin Symphony Orchestra

Elgin is famously known for its award-winning Symphony Orchestra. Recognized for their professional excellence, innovative programming, and community engagement, the Elgin Symphony Orchestra has grown from a community orchestra into a critically acclaimed ensemble over its 70-year history.

Elgin Public Museum

The Elgin Public Museum, the oldest building in Illinois built specifically as a museum that is still used for its original purpose. The museum is known for its engaging exhibits, events, and educational programs covering natural and cultural history that cater to all ages.

Elgin's Historic District

Elgin's Historic District is a treasure trove for architecture buffs. It boasts a variety of architectural styles from the 1800s to early 1900s, including examples of Greek Revival, Queen Anne, and Colonial Revival styles. Many of the original structures have been wonderfully preserved, providing a beautiful reminder of the city's historical relevance.

Capital building of Elgin, IL in artistic rendering

Overview of Tax Rates

Property Tax

As of 2023, the property tax rate for residents in Elgin, IL is around 2.5%, which is considerably higher than the national average of 1.07%. Compared to other states, Illinois (which Elgin is part of) has the second highest property tax rate in the country.

Sales Tax

The sales tax in Elgin, IL as of 2023 is 8.25%. This rate is marginally higher than the national median sales tax rate of 6.88%, making Elgin's sales tax among the top 20 highest in the United States.

Income Tax

Illinois operates a flat income tax system, and as of 2023, the rate is 4.95% for everyone regardless of income, including residents of Elgin, IL. Compared with other states, this flat tax rate is relatively low, with some states having a progressive rate that can go as high as 13.30% (California).


Housing Market

The housing market in Elgin, IL, showcases competitive pricing, with a median home value of $225,000 and a median rent price of $1,490, more affordable compared to the national averages. Home values have observed a year-over-year growth, thus displaying a healthy increase for potential buyers. Renters can also find good options within their budget due to a favorable rent-to-income ratio. Buyers and renters should remain aware of possible bargains in this growing market, while noticing how Elgin compares favorably to pricier Illinois regions.


Cost of Living

The cost of living in Elgin, IL is moderately lower than the national average, making it an economically viable option for many. Housing, touted as the most significant factor in cost of living, is considerably inexpensive in Elgin compared to many cities. However, healthcare and miscellaneous expenses are slightly higher. Despite this, the overall cost of living remains affordable with the city offering a balanced and budget-friendly lifestyle.


Weather & Natural Disasters

Elgin, IL experiences a humid continental climate marked by hot summers and cold winters. The average summer temperature can rise up to high-80sdegF, while the winter season sees temperatures plummeting to the low 20sdegF. Rainfall is spread fairly uniformly throughout the year, with approximately 36 inches of rain annually. Thunderstorms are common during spring and summer. Snowfall can be expected from November to April with an annual average of around 30 inches. Elgin doesn't regularly face major natural disasters but is not entirely immune. The city is no stranger to heavy snowstorms, which may lead to snow emergencies when extreme. Tornadoes, while significantly less frequent, are also part of Elgin's weather sphere, as it lies within the Midwest "Tornado Alley". Floods can occasionally be a concern because of the presence of Fox River.

Typical weather in Elgin, IL

Economy & Job Market

* Manufacturing Industry

* Retail Trade

* Health Care and Social Assistance

* Educational Services

* Accommodation and Food Services

Elgin, IL has a colorful history that paved the way to its diversified economic landscape. During the good-old 19th century, Elgin was a significant industrial city known for its butter and dairy goods, and iconic Elgin watches. Fast forward to today, while the clinks of watches and chugs of dairy churners are history now, Elgin's industry wheel has rolled toward diverse routes. Manufacturing has clinched first place among its thriving industries, followed by retail trade. Additionally, health care, social assistance, educational services, and the hospitality sector contribute significantly to the city's economic hat-trick.

If you are bidding goodbye to your old town and unloading your bags in Elgin, IL, then here is your economy and job guide. Elgin's unemployment rate is slightly lower than the national average, pointing to promising job opportunities. Besides manufacturing and retail, rapidly growing fields like healthcare, education, and hospitality offer a wide variety of job roles. The city's development plans target to invigorate the manufacturing sector even more, so job seekers with a knack for crafting things should definitely mark Elgin on their map. Welcome to Elgin, where the job market is as vibrant as its spirited community and artistic culture!


Traffic and Transportation

In Elgin, IL, we know how to get around! On average, Elgin commuters spend a breezy 27 minutes on the road, just a smidge over the US average. Not into the driving scene? No worries! We've got you covered with Pace Suburban Bus service, our public transportation superstar. It's flexible, punctimanious and economical. Hitching a plane ride instead? The nearest major airport, O'Hare International, is just a skip and a jump away, making your air travel as smooth as an airplane ride through whipped cream clouds! Whether you're ground-bound or flying high, journeying through Elgin is as easy as a summer breeze!

What is the traffic like in Elgin, IL?

Best Neighborhoods in Elgin

1. Century Oaks West

You're steering your moving van into a neighborhood that bears the markings of an ethereal timepiece. Century Oaks West enchants with its vast stretches of lush landscapes and an abundance of mature trees providing ample shade, perfect for the nature-lover. Known for its strong sense of community, residents often gather for fun-filled events and holidays, creating a close-knit environment that newcomers quickly feel a part of. It's a quieter area, ideal for those seeking serenity over the city bustle. The Wing Park Golf Course is also close by for afternoon leisure and the Elgin Symphony Orchestra is just a short drive away for music enthusiasts.

2. West Elgin

Feeling whimsical? West Elgin might just do the trick! This neighborhood exudes an artsy vibe with colorful murals brightening the buildings and a creative spirit running through its veins. Residents are within walking distance to the Grand Victoria Casino and Festival Park, providing plenty of entertainment. Fancy a touch of culture? The Elgin Art Showcase will definitely tickle your aesthetic fancy. It's a spirited neighborhood that's a blend of diversity, culture, and creativity.

3. Valley Creek

If family-friendly was a neighborhood, it'd be Valley Creek. Brimming with parks and open spaces, there are plenty of spots where kids can busily play and parents can relax. It's not just the recreational opportunities that make Valley Creek a great fit for families. The schools are top-rated and the neighbors are friendly, embodying the perfect mix of suburban peace and city liveliness. Plus, it's just a stone's throw away from the Elgin Community College, making it perfect for those who value education.

4. Downtown Elgin

Downtown Elgin marries historical charm with urban chic, creating a vibrant neighborhood brimming with life. From the Elgin History Museum to the Elgin Tower Building, the city's rich past is beautifully on display. On weekends, you can enjoy shopping at local boutiques or dining at trendy eateries. Craving for a little Broadway in the Midwest? The Hemmens Cultural Center is known to host dazzling performances, providing world-class entertainment right at your doorstep. Downtown Elgin offers a high-energy, walkable terrain where every corner holds a new surprise!

5. Northeast Elgin

If you're seeking a peaceful retreat, Northeast Elgin could be your true north. Known for its well-preserved historic houses and calm tranquility, this area is ideal for those who enjoy a laid-back lifestyle underscored with a dash of elegance. Northeast Elgin boasts of a rich architectural spectacle interspersed with quaint parks, where you can enjoy a peaceful stroll in serenity. The Lords Park Zoo is also located in this area offering afternoons of fun with the family, making it a slice of history and charm effortlessly blended with modern living.

In conclusion, from the enchanting landscapes of Century Oaks West to the culture-rich streets of Downtown Elgin, moving to Elgin, Illinois is an exploration through varying vibes, cultures, histories, and experiences. Each neighborhood holds a distinct charm and a unique lifestyle choice that caters to different tastes and preferences. A world within a city, Elgin is a grand montage of picturesque moments waiting to welcome you home.

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Things to Do

Whether you've lived in Elgin, IL your entire life, or you're new to the area, this vibrant community in the Fox River Valley has a myriad of unique experiences waiting for you. Here, we've gathered seven of the top things to do in Elgin; activities that are sure to redefine your idea of suburbs and make you appreciate this charming city even more.

1. Explore the Elgin Public Museum

Located in Lords Park, the Elgin Public Museum is ripe with rich local history, natural history, and anthropology. There are engaging exhibits for people of all ages, offering a chance to glimpse into the area's indigenous culture, geology, and more. It's a cultural gem worth visiting and the perfect place to start falling in love with Elgin.

2. Enjoy a show at The Hemmens Cultural Center

This premier performance venue is the heart of Elgin's vibrant arts community. Known for its excellent acoustics, The Hemmens Cultural Center hosts a wide range of events, including popular music concerts, theatrical productions, opera, dance performances, and symphony orchestra concerts. It's a night out on the town you won't want to miss.

3. Visit the Elgin Windmill Factory Antiques

If you thought Elgin is all about history and arts, wait till you step into the local shopping scene. Visit the Elgin Windmill Factory Antiques, a treasure trove for those with a soft spot for unique finds. From vintage furniture to rare collectibles, you'll plenty to pique your interest here. Get ready for a different kind of retail therapy!

4. Take a walk along the Fox River Bike Trail

If you're in the mood for some physical activity, the Fox River Bike Trail offers 43 miles of scenic path that runs alongside the stunning Fox River. Whether you decide to bike, jog or walk, you will be captivated by the tranquil beauty. It's the kind of place that makes you want to be outdoors all the time.

5. Fish at the Trout Park Nature Preserve

For those who enjoy reeling in their meal, Trout Park Nature Preserve is the perfect spot for fishing. Stocked with a variety of fish species, this park also offers abundant picturesque views and hiking trails. It's a great way to spend a peaceful day living closer to nature.

6. Find Zen at the Uta Strelive Meditation Garden

This is one of Elgin's best-kept secrets. Tucked away behind Lords Park Pavilion, the Uta Strelive Meditation Garden is an enclave of tranquility and harmony. The pond, the winding pathways, and the tranquility provide a wonderful escape from the bustle of daily life and a place to meditate or enjoy a quiet picnic.

7. Marvel at Elgin's Public Art

One might not realize but Elgin is home to an impressive collection of public art. From the beautifully painted utility boxes to the eye-catching murals on downtown buildings, creativity is on full display here. It's like an open-air museum, and the best part? It's completely free to enjoy. Check out the art tour for more information.

Elgin, IL, is a treasure trove of exciting activities and cultural experiences. With its beautiful surroundings, vibrant arts, rich history, and thriving local scene, Elgin is a city that continues to captivate. No matter how long you've been here, there's always something new to discover in Elgin.

Things to do in Elgin, IL?

Find Movers for Your Elgin Relocation

Discovering the charm and potential of living in Elgin, IL, you're likely excited for your upcoming move. Guiding your transition, Great Guys Moving will ease your transition, delivering the trusted and affordable services tailored to your requirements. We've built strong partnerships with top-notch, licensed, and insured movers to ensure a smooth, stress-free relocation. Don't wait, submit your basic move details and get introduced to reliable movers ready to support your journey to Elgin. Experience the convenience and relief of securing your move with ease by requesting your free moving quote now!

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